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বানিজ্যিক পশুধন পালনৰ বৈশিষ্ট্য বোৰ লিখা।- HS-II year geography note- the geo. info


প্ৰশ্ন:- বানিজ্যিক পশুধন পালনৰ বৈশিষ্ট্য বোৰ লিখা।- HS-II year geography note- the geo. info          

                   

উত্তৰ:-

      বানিজ্যিক পশুধন পালনৰ বৈশিষ্ট্য সমূহ তলত উল্লেখ কৰা হ’ল:-

বানিজ্যিক পশুধন পালনৰ বৈশিষ্ট্য বোৰ লিখা।- HS-II year geography note- the geo. info

        ১) বানিজ্যিক পশুধন পালন এক সু-সংগবধ্ব আৰু এক প্ৰচুৰ পৰিমানৰ মুল ধন বিনিয়োগ কাৰি এক উল্লেখ যোগ্য প্ৰাথমিক খণ্ডৰ বৃত্তি।
        ২) সাধৰনতে উন্নত দেশ সমূহত বানিজ্যিক পশুধন পালন কৰা হয়। বৃষ্টিৰ্ণ ঘাহনি অঞ্চলবোৰক সৰু সৰু ভাগত বিভক্ত  কৰি লয়।
        ৩) যেতিয়া এদৰা ঘাহনি শেষ হয়, তেতিয়া ওচৰৰ ঘাহনিলৈ লৈ যায়।
        ৪) বানিজ্যিক পশুধন পালনত সাধৰনতে এবিধ বিশেষ প্ৰজাতিৰ জীৱ-জন্তুৰ লালন-পালন কৰা হয়।
        ৫) বানিজ্যিক পশুধন পালন এক বিজ্ঞান সন্মত পদ্বতিত কৰা প্ৰাধমিক খণ্ডৰ বৃত্তি। ইয়াত পশুধন বোৰ যাতে নিৰুগী হয তাৰ বাবে বিভিন্ন ধৰনৰ ব্যাৱস্থা লোৱা হয়। ইহতৰ বংশজনিত উৎকৰ্ষসাধন কৰিবৰ বাবে বংশ শংকৰ আদি ব্যাৱস্থা গ্ৰহন কৰা হয়।


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Wednesday, July 17, 2019

Best Life insurance in India- The Geo Info.
9:10 PM

Best Life insurance in India- The Geo Info.


Best  Life insurance in India- The Geo Info.

A person spared a considerable quantity from his moderate salary monthly in order to pay premiums for his insurance policy.

Given that he's the sole earner within the family, he thought-about shopping for a life assurance policy with an honest total assured in order that his family is financially safe if something unfortunate happens to him. One day, one thing distressing happens and also the earner isn't any additional.


Best  Life insurance in India- The Geo Info.


After a lot of effort and emotional turmoil, the family begins to recoup. They recall that they need Associate in Nursing contract that ought to offer them a good quantity to estimate. They approach the insurance firm however it turned out that their claim paying method isn't a lot of cordial.

This created the family of the departed do 100 rounds of insurance company’s workplace solely to induce a marginal a part of their dues. Given their poor spirit, the complete part for the family became quite awful.

Not obtaining the claim, obtaining it in components or once most labor defeats the complete purpose obtaining the insurance. Being unable to comprehend the advantages of Associate in Nursing insurance is worse than not having Associate in Nursing insurance in the least.


Best  Life insurance in India- The Geo Info.


Therefore selecting the most effective insurance firms in India for your insurance desires is as vital as obtaining an contract. Otherwise, you bear the loss of premiums paid and the non-payment of total assured acts because the cherry on high. And this is equally true for all kinds of insurances as well as life, health, travel, automobile, property and every one others.

One should purchase insurance for all the world and everything- life, medical expenses, personal vehicle, industrial vehicle, property, movable, laptop, different natural philosophy, furniture, stock of material and/or finished merchandise in an exceedingly manufactory or a warehouse.

Technically  insurance is of 2 sorts, life and general. lifetime of an individual is insured by a life assurance policy and to induce everything else insured, there are general insurance policies.
However  people’s desires of kinds of insurance are principally restricted to life assurance and general insurance of health and vehicles.


Best  Life insurance in India- The Geo Info.


To save you and your close to ones from any reasonably hassles ensuing from shopping for an contract from a corporation that can't be sure for your insurance desires, we've assessed all the distinguished players within the Indian market. Having done that, we've found the list of best insurance brokers in India once taking into thought the vital factors like market name, range of policies oversubscribed, total volume of business, claim settlement magnitude relation and client satisfaction.

Here may be a comprehensive list of high insurance brokers in India giving best plans and services in 3 categories- Life, Health and General.

Top 10 Life Insurance Companies in India- The Geo Info.

Regardless of whether one is a gaining individual from the family or not, disaster protection is something everybody must have, that too from a set up and well known Insurance Companies.

At present, there are 24 Life Insurance agents in India with just LIC of India being the administration undertaking and other 23 are either exclusive or joint endeavors between at least two privately owned businesses (national or potentially universal) or between privately owned businesses and open area endeavors.

Here are the main ten life coverage organizations of India:


Best  Life insurance in India- The Geo Info.


1. Life Insurance Corporation of India (LIC)

LIC is the oldest and most trusted brand amongst the best life insurance companies in India. Established in 1956, this is a state-owned enterprise which offers a huge and diverse variety of life insurance products such as endowment plans, money back plans, term assurance plans, pension plans, unit-linked plans, children plans, group schemes, special plans and many more. The company is a favoured choice amongst millions of Indians also for its best claim settlement ratio of over 98%.

2. ICICI Prudential Life Insurance

The first private player in the insurance sector of India, ICICI Prudential has a good popularity amongst its clients. The company offers an array of policies to suit all kinds of needs of insurers and has a good claim settlement ratio of over 96%. ICICI Prudential Wealth Builder II has been its most appreciated life insurance product during previous financial year.

3. SBI Life Insurance

A joint venture between State Bank of India, the largest bank of our country and BNP Paribas, a France-based Banking and Financial Services Company is the largest in private segment and third most dependable insurance company of India. Offering a diverse variety of life insurance products, its customer service mechanism is one of the strongest. The claim settlement ratio of more than 95% is quite impressive. Two plans namely ‘SBI Life Saral Pension’ and ‘SBI Life Shubh Nivesh’ are the most sought-after plans offered by the company.
4. HDFC Standard Life Insurance
The company stands third in the list of the top private insurance companies in India with regards to total volume of business. HDFC Click2 Invest and HDFC Click2 Protect Plus are the two remarkable and most demanded life insurance products of HDFC Standard Life Insurance. It is best known for its healthy claim settlement ratio and percentage of customer grievances resolved. Also, marketing its products using the HDFC Bank channel, this company has its reach in about 1000 towns and cities of India.
5. Max Life Insurance
Recognized for solving all of its customer grievances (yes! 100% of them), Max Life Insurance was also awarded for settling most claims in the year 2015. Overall, the claim settlement ratio is close to 97%, the best among all private insurance brokers in India. It reaches its customer base through its network of more than 200 branches, agents and insurance and bancassurance partners. The most popular of all the plans by Max Life Insurance is the term plan under which it offers Rs.1 crore life cover at Rs.21* per day. (*subject to terms and conditions).
6. Bajaj Allianz Life Insurance
The company lives up to the expectations people have with the name of Bajaj brand by offering a wide range of customization in products and transparency in benefits. The plans of Bajaj Allianz have been conceptualized and composed for all age and income groups. Guided by the principle of customer delight, the insurer manages to resolve more than 99% of its customer complaints and settle 91% of its claims.
7. Birla Sun Life Insurance
Backed by globally renowned Aditya Birla Group, Birla Sun Life Insurance has more than 600 branches and an extensive network of banks, brokers and corporate agents marketing its products. The first insurance company to introduce Unit Linked Plans to the insurance sector, it has ever been known for offering the most innovative products to its client base. The maximum maturity age for its plans is 80 years, while for most others it is 65 to 75 years.
8. Reliance Nippon Life Insurance
With a network of more than 800 branches and 1 lakh advisors across the country, Reliance Nippon Life Insurance is another well-known name in the insurance industry of India. The term plan that offers Rs.1cr life cover at Rs.15* per day is quite a unique plan by the company. A claim settlement ratio of around 95% and grievance redressal ratio of close to 99% also deserve a mention.
9. Tata AIA Life Insurance
TATA AIA Life Insurance is a joint venture between Tata Group, the unmatched name in the world of business and AIA Group, the largest, independent listed pan-Asia life insurance company in the world. By resolving 100% of its customer grievances and settling more than 96% claims, the company becomes a sought-after name in the list of best life insurance companies in India.
 10. PNB Metlife India Insurance
Punjab National Bank is an established name in the banking industry of India. Metlife, on the other hand is a famed global brand of insurance products. PNB Metlife India Insurance is a joint venture between the two honchos.
Showing a growth rate faster than its peers, the company has spread its network to 7,000 locations across the country.
The percentage of customer grievances solved is a whopping 99.97 %. The insurer is known for offering cost effective life insurance products.

Best  Life insurance in India- The Geo Info.


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Top 10 Health Insurance Companies in India- The Geo Info
9:06 PM

Top 10 Health Insurance Companies in India- The Geo Info


Top 10 Health Insurance Companies in India- The Geo Info

Enabling you to keep up with the ever-rising costs of healthcare and hospitalization, a health insurance is a must have for young and old alike.
With the advent of thousand and one innovative products in the category and gobs of terms and conditions applied by the companies, buying a suitable health insurance has become a tricky thing.
So here is the unfailing list of top health insurance companies in India that can be trusted for your medical insurance policy needs.
1. Max Bupa Health Insurance
A standalone health insurance company, Max Bupa has plans to offer for individuals, couples, family and even extended family with up to 14 members. This is the very factor that led to the steady popularity of this health insurer. Enabling cashless treatment in more than 3500 network hospitals across the country, it offers lifetime renewal for its policies.
2. Apollo Munich Health Insurance Company Limited
Permitting cashless treatment in its wide network of more than 4000 hospitals across the country, Apollo Munich is the industry leader in introducing innovations such as portability benefits and lifetime renewal of policies. Its policies also entail multiplier benefits in which sum assured automatically increases by 50% in the year following a claim-free year.
3. Star Health and Allied Insurance Company
Accredited with a number of accolades in the year 2014 and 2015, Star Health and Allied Insurance Company is one of the most trusted brands in the list of best health insurance companies in India. The company has a network of over 7000 hospitals for cashless and reimbursable treatment. Moreover, instead of depending on a third party for claim settlements, this company does it through an in-house settlement department.
Top 10 Health Insurance Companies in India- The Geo Info
4. ICICI Lombard General Insurance Company Limited
Offering a better claim ratio than its peers, ICICI Lombard General Insurance is another reliable name in health insurance segment. Insurers can even avail 2 free health check-ups every year. It has tie-ups with 4000+ hospitals all over India and the policies have no sub-limits for room rent. Lifelong renewability, daily cash allowance for hospital expenses and convalescence benefits are some other advantages.
5. Religare Health Insurance Company Limited
Specializing in health insurances, Religare Health Insurance Company offers a huge variety when it comes to choices of plans and their customization. Insurers can avail free health check-up once in a year and cashless and/or reimbursable treatment across the world at the company’s network of hospitals. No Claim Bonuses can be availed up to 150 %, depending upon the policy terms.
Top 10 Health Insurance Companies in India- The Geo Info
6. Cigna TTK Health Insurance Company Limited
Launched in 2014, the company is a joint venture between India-based TTK Group and Cigna Corporation, global health services leader based in U.S.A. Relatively new to the industry, the company has swiftly gained a good reputation as one of the best health insurance companies in India. The standalone benefits that customers of Cigna TTK enjoy are expense cover of 60 days prior to hospitalization and 90 days post hospitalization, cover for critical illness and worldwide emergency treatment, and a network of over 4000 hospitals.
7. Bajaj Allianz General Insurance Company Limited
Over the years, Bajaj Allianz has proved itself as a favored choice amongst health insurance buyers by offering world-class products and efficient after-sales and customer support mechanism. The company is also known for affordable insurance plans and a robust claim-settlement ratio. The insurance provider has extensively networked with more than 5000 hospitals across the country. One of the best additional features it allows is personal accident cover to its health insurance buyers.
8. New India Assurance Company Limited
An enterprise completely owned by the government of India, the company is operational since 1919 and is most known for its medi-claim policies. The company has a great complaint management structure, advanced technology, powerful national and international presence, and an assortment of cost-efficient insurance products for individuals, couples as well as families to suit everyone’s needs.
9. Oriental Insurance Company Limited
A government-owned general insurance company, Oriental Insurance is a prominent name among public sector insurance companies of India. One can buy a health insurance policy up to the age of 60 years without having to undergo a medical examination. The options of Life Hardship Survival and Personal Accident Cover can be added to its plans to avail more benefit.
Top 10 Health Insurance Companies in India- The Geo Info
10. National Insurance Company Limited
More than a century old government-owned company, National Insurance Company is most famed for its Varishtha Medi-claim plan, a health insurance policy for senior citizens. The plans by the company are flexible, comprehensive and economical. This enterprise is one of the health insurance providers that have the widest network of more than 6000 hospitals in over 1500 locations across the country.
Top 10 Health Insurance Companies in India- The Geo Info

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Best insurance in India- The Geo Info.
9:03 PM

Best insurance in India- The Geo Info.


Best insurance in India- The Geo Info.

A person spared a considerable quantity from his moderate salary monthly in order to pay premiums for his insurance policy.

Given that he's the sole earner within the family, he thought-about shopping for a life assurance policy with an honest total assured in order that his family is financially safe if something unfortunate happens to him. One day, one thing distressing happens and also the earner isn't any additional.

After a lot of effort and emotional turmoil, the family begins to recoup. They recall that they need Associate in Nursing contract that ought to offer them a good quantity to estimate. They approach the insurance firm however it turned out that their claim paying method isn't a lot of cordial.

This created the family of the departed do 100 rounds of insurance company’s workplace solely to induce a marginal a part of their dues. Given their poor spirit, the complete part for the family became quite awful.

Not obtaining the claim, obtaining it in components or once most labor defeats the complete purpose obtaining the insurance. Being unable to comprehend the advantages of Associate in Nursing insurance is worse than not having Associate in Nursing insurance in the least.

 Best insurance in India- The Geo Info.

Therefore selecting the most effective insurance firms in India for your insurance desires is as vital as obtaining an contract. Otherwise, you bear the loss of premiums paid and the non-payment of total assured acts because the cherry on high. And this is equally true for all kinds of insurances as well as life, health, travel, automobile, property and every one others.

One should purchase insurance for all the world and everything- life, medical expenses, personal vehicle, industrial vehicle, property, movable, laptop, different natural philosophy, furniture, stock of material and/or finished merchandise in an exceedingly manufactory or a warehouse.

Technically  insurance is of 2 sorts, life and general. lifetime of an individual is insured by a life assurance policy and to induce everything else insured, there are general insurance policies.
However  people’s desires of kinds of insurance are principally restricted to life assurance and general insurance of health and vehicles.

To save you and your close to ones from any reasonably hassles ensuing from shopping for an contract from a corporation that can't be sure for your insurance desires, we've assessed all the distinguished players within the Indian market. Having done that, we've found the list of best insurance brokers in India once taking into thought the vital factors like market name, range of policies oversubscribed, total volume of business, claim settlement magnitude relation and client satisfaction.

Here may be a comprehensive list of high insurance brokers in India giving best plans and services in 3 categories- Life, Health and General.

Top 10 Life Insurance Companies in India- The Geo Info.

Regardless of whether one is a gaining individual from the family or not, disaster protection is something everybody must have, that too from a set up and well known Insurance Companies.

At present, there are 24 Life Insurance agents in India with just LIC of India being the administration undertaking and other 23 are either exclusive or joint endeavors between at least two privately owned businesses (national or potentially universal) or between privately owned businesses and open area endeavors.

Here are the main ten life coverage organizations of India:

                   Best insurance in India- The Geo Info.


1. Life Insurance Corporation of India (LIC)
LIC is the oldest and most trusted brand amongst the best life insurance companies in India. Established in 1956, this is a state-owned enterprise which offers a huge and diverse variety of life insurance products such as endowment plans, money back plans, term assurance plans, pension plans, unit-linked plans, children plans, group schemes, special plans and many more. The company is a favoured choice amongst millions of Indians also for its best claim settlement ratio of over 98%.
2. ICICI Prudential Life Insurance
The first private player in the insurance sector of India, ICICI Prudential has a good popularity amongst its clients. The company offers an array of policies to suit all kinds of needs of insurers and has a good claim settlement ratio of over 96%. ICICI Prudential Wealth Builder II has been its most appreciated life insurance product during previous financial year.
3. SBI Life Insurance
A joint venture between State Bank of India, the largest bank of our country and BNP Paribas, a France-based Banking and Financial Services Company is the largest in private segment and third most dependable insurance company of India. Offering a diverse variety of life insurance products, its customer service mechanism is one of the strongest. The claim settlement ratio of more than 95% is quite impressive. Two plans namely ‘SBI Life Saral Pension’ and ‘SBI Life Shubh Nivesh’ are the most sought-after plans offered by the company.
4. HDFC Standard Life Insurance
The company stands third in the list of the top private insurance companies in India with regards to total volume of business. HDFC Click2 Invest and HDFC Click2 Protect Plus are the two remarkable and most demanded life insurance products of HDFC Standard Life Insurance. It is best known for its healthy claim settlement ratio and percentage of customer grievances resolved. Also, marketing its products using the HDFC Bank channel, this company has its reach in about 1000 towns and cities of India.
5. Max Life Insurance
Recognized for solving all of its customer grievances (yes! 100% of them), Max Life Insurance was also awarded for settling most claims in the year 2015. Overall, the claim settlement ratio is close to 97%, the best among all private insurance brokers in India. It reaches its customer base through its network of more than 200 branches, agents and insurance and bancassurance partners. The most popular of all the plans by Max Life Insurance is the term plan under which it offers Rs.1 crore life cover at Rs.21* per day. (*subject to terms and conditions).
6. Bajaj Allianz Life Insurance
The company lives up to the expectations people have with the name of Bajaj brand by offering a wide range of customization in products and transparency in benefits. The plans of Bajaj Allianz have been conceptualized and composed for all age and income groups. Guided by the principle of customer delight, the insurer manages to resolve more than 99% of its customer complaints and settle 91% of its claims.
7. Birla Sun Life Insurance
Backed by globally renowned Aditya Birla Group, Birla Sun Life Insurance has more than 600 branches and an extensive network of banks, brokers and corporate agents marketing its products. The first insurance company to introduce Unit Linked Plans to the insurance sector, it has ever been known for offering the most innovative products to its client base. The maximum maturity age for its plans is 80 years, while for most others it is 65 to 75 years.
8. Reliance Nippon Life Insurance
With a network of more than 800 branches and 1 lakh advisors across the country, Reliance Nippon Life Insurance is another well-known name in the insurance industry of India. The term plan that offers Rs.1cr life cover at Rs.15* per day is quite a unique plan by the company. A claim settlement ratio of around 95% and grievance redressal ratio of close to 99% also deserve a mention.
9. Tata AIA Life Insurance
TATA AIA Life Insurance is a joint venture between Tata Group, the unmatched name in the world of business and AIA Group, the largest, independent listed pan-Asia life insurance company in the world. By resolving 100% of its customer grievances and settling more than 96% claims, the company becomes a sought-after name in the list of best life insurance companies in India.
 10. PNB Metlife India Insurance
Punjab National Bank is an established name in the banking industry of India. Metlife, on the other hand is a famed global brand of insurance products. PNB Metlife India Insurance is a joint venture between the two honchos.
Showing a growth rate faster than its peers, the company has spread its network to 7,000 locations across the country.
The percentage of customer grievances solved is a whopping 99.97 %. The insurer is known for offering cost effective life insurance products.

Top 10 Health Insurance Companies in India- The Geo Info

Enabling you to keep up with the ever-rising costs of healthcare and hospitalization, a health insurance is a must have for young and old alike.
With the advent of thousand and one innovative products in the category and gobs of terms and conditions applied by the companies, buying a suitable health insurance has become a tricky thing.
So here is the unfailing list of top health insurance companies in India that can be trusted for your medical insurance policy needs.
1. Max Bupa Health Insurance
A standalone health insurance company, Max Bupa has plans to offer for individuals, couples, family and even extended family with up to 14 members. This is the very factor that led to the steady popularity of this health insurer. Enabling cashless treatment in more than 3500 network hospitals across the country, it offers lifetime renewal for its policies.
2. Apollo Munich Health Insurance Company Limited
Permitting cashless treatment in its wide network of more than 4000 hospitals across the country, Apollo Munich is the industry leader in introducing innovations such as portability benefits and lifetime renewal of policies. Its policies also entail multiplier benefits in which sum assured automatically increases by 50% in the year following a claim-free year.
3. Star Health and Allied Insurance Company
Accredited with a number of accolades in the year 2014 and 2015, Star Health and Allied Insurance Company is one of the most trusted brands in the list of best health insurance companies in India. The company has a network of over 7000 hospitals for cashless and reimbursable treatment. Moreover, instead of depending on a third party for claim settlements, this company does it through an in-house settlement department.
4. ICICI Lombard General Insurance Company Limited
Offering a better claim ratio than its peers, ICICI Lombard General Insurance is another reliable name in health insurance segment. Insurers can even avail 2 free health check-ups every year. It has tie-ups with 4000+ hospitals all over India and the policies have no sub-limits for room rent. Lifelong renewability, daily cash allowance for hospital expenses and convalescence benefits are some other advantages.
5. Religare Health Insurance Company Limited
Specializing in health insurances, Religare Health Insurance Company offers a huge variety when it comes to choices of plans and their customization. Insurers can avail free health check-up once in a year and cashless and/or reimbursable treatment across the world at the company’s network of hospitals. No Claim Bonuses can be availed up to 150 %, depending upon the policy terms.

Best insurance in India- The Geo Info.

6. Cigna TTK Health Insurance Company Limited
Launched in 2014, the company is a joint venture between India-based TTK Group and Cigna Corporation, global health services leader based in U.S.A. Relatively new to the industry, the company has swiftly gained a good reputation as one of the best health insurance companies in India. The standalone benefits that customers of Cigna TTK enjoy are expense cover of 60 days prior to hospitalization and 90 days post hospitalization, cover for critical illness and worldwide emergency treatment, and a network of over 4000 hospitals.
7. Bajaj Allianz General Insurance Company Limited
Over the years, Bajaj Allianz has proved itself as a favored choice amongst health insurance buyers by offering world-class products and efficient after-sales and customer support mechanism. The company is also known for affordable insurance plans and a robust claim-settlement ratio. The insurance provider has extensively networked with more than 5000 hospitals across the country. One of the best additional features it allows is personal accident cover to its health insurance buyers.
8. New India Assurance Company Limited
An enterprise completely owned by the government of India, the company is operational since 1919 and is most known for its medi-claim policies. The company has a great complaint management structure, advanced technology, powerful national and international presence, and an assortment of cost-efficient insurance products for individuals, couples as well as families to suit everyone’s needs.
9. Oriental Insurance Company Limited
A government-owned general insurance company, Oriental Insurance is a prominent name among public sector insurance companies of India. One can buy a health insurance policy up to the age of 60 years without having to undergo a medical examination. The options of Life Hardship Survival and Personal Accident Cover can be added to its plans to avail more benefit.

Top 10 Health Insurance Companies in India- The Geo Info

10. National Insurance Company Limited
More than a century old government-owned company, National Insurance Company is most famed for its Varishtha Medi-claim plan, a health insurance policy for senior citizens. The plans by the company are flexible, comprehensive and economical. This enterprise is one of the health insurance providers that have the widest network of more than 6000 hospitals in over 1500 locations across the country.


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